Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How to Make Smart Debt Decisions Making smarter decisions about debt can help you reduce stress. 3 Important Insurance Considerations for Retirees Insurance policies are designed to help protect your livelihood, your loved ones, your property and those around you. Diversification, Patience, and Consistency Three important factors when it comes to your financial life.